Florida Car Accident Claims
Legal Options After a Car Accident in Florida In Florida, injured victims may file a claim with the at-fault driver's insurance company or pursue a personal injury lawsuit. Florida follows a pure comparative negligence system, allowing recovery even if you are partially responsible for the accident. Victims may seek compensation for medical expenses, lost income, property damage, and pain and suffering. Florida law requires filing claims within four years for property damage and within four years for personal injury, depending on the type of claim.
Quick Facts
- Statute: 4 years for personal injury claims.
- Fault Rule: Pure comparative negligence.
- Minimum Coverage: $10,000 bodily injury per person / $20,000 per accident / $10,000 property damage.
Key Facts for Florida Accident Claims
Statute of Limitations
4 years for personal injury claims.
Personal injury claims
Fault System
Pure comparative negligence.
Comparative fault rules
Min. Liability Coverage
$10,000 bodily injury per person / $20,000 per accident / $10,000 property damage.
State minimums
Uninsured Motorist
Must be offered unless rejected in writing.
Coverage status
Statute of Limitations in Florida
Comparative Fault: Pure comparative negligence. Minimum Liability Coverage: $10,000 bodily injury per person / $20,000 per accident / $10,000 property damage. Uninsured Motorist: Must be offered unless rejected in writing.
Florida's Fault System
Florida follows a pure comparative negligence system. This allows injured parties to recover damages even if they share responsibility for the accident. The amount of compensation is reduced by the percentage of fault assigned to the injured party. For example, if you are 30% at fault, your damages are reduced by 30%. This system encourages fair recovery while accounting for shared responsibility.
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Insurance Requirements
Florida requires drivers to carry minimum liability insurance of 10/20/10. Liability coverage pays for injuries or damage you cause to others. Insurers must also offer uninsured motorist coverage unless the driver rejects it in writing. Maintaining UM coverage is essential, as Florida has a high number of uninsured or underinsured drivers, ensuring protection for accident victims.
Accident Attorneys by City
We have attorneys available throughout Florida. Select your city for localized help:
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