Quick Facts
- Statute: 6 years.
- Fault Rule: Pure comparative negligence.
- Minimum Coverage: $50,000 per person / $100,000 per accident / $25,000 property damage.
Key Facts for Maine Accident Claims
Statute of Limitations
6 years.
Personal injury claims
Fault System
Pure comparative negligence.
Comparative fault rules
Min. Liability Coverage
$50,000 per person / $100,000 per accident / $25,000 property damage.
State minimums
Uninsured Motorist
Must be offered unless rejected in writing.
Coverage status
Statute of Limitations in Maine
Comparative Fault: Pure comparative negligence. Minimum Liability Coverage: $50,000 per person / $100,000 per accident / $25,000 property damage. Uninsured Motorist: Must be offered unless rejected in writing.
Maine's Fault System
Maine applies a pure comparative negligence system, meaning injured parties can recover damages even if they share some fault. Damages are reduced proportionally to the percentage of fault assigned. Accurate documentation, including witness statements and medical records, is critical to establish liability and maximize compensation in Maine accident claims.
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Insurance Requirements
Maine drivers must carry minimum liability coverage of 50/100/25. Liability insurance protects others from injuries and property damage you cause. Insurers are required to offer uninsured motorist coverage unless rejected. UM coverage provides financial security in accidents involving uninsured or underinsured drivers and is important to protect victims from uncompensated losses.
Frequently Asked Questions
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