Missouri Car Accident Claims
Legal Options After a Car Accident in Missouri
Quick Facts
- Statute: 5 years.
- Fault Rule: Pure comparative negligence.
- Minimum Coverage: $25,000 per person / $50,000 per accident / $10,000 property damage.
Key Facts for Missouri Accident Claims
Statute of Limitations
5 years.
Personal injury claims
Fault System
Pure comparative negligence.
Comparative fault rules
Min. Liability Coverage
$25,000 per person / $50,000 per accident / $10,000 property damage.
State minimums
Uninsured Motorist
Must be offered unless rejected in writing.
Coverage status
Statute of Limitations in Missouri
Comparative Fault: Pure comparative negligence. Minimum Liability Coverage: $25,000 per person / $50,000 per accident / $10,000 property damage. Uninsured Motorist: Must be offered unless rejected in writing.
Missouri's Fault System
Missouri follows a pure comparative negligence system. Injured parties can recover damages even if partially at fault, but compensation is reduced by the percentage of fault assigned. Proper documentation and witness testimony are essential to establish liability and minimize fault. Thorough accident reports improve the accuracy of fault assessment and strengthen the claim.
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Insurance Requirements
Missouri drivers must carry minimum liability coverage of 25/50/10. Liability insurance pays for bodily injury and property damage caused to others. Insurers must offer uninsured motorist coverage unless rejected. UM coverage is important to protect victims financially in accidents involving drivers who lack adequate insurance.
Frequently Asked Questions
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