New Jersey Accident Law Snapshot

New Jersey Car Accident Claims

Legal Options After a Car Accident in New Jersey

New Jersey state map

Quick Facts

  • Statute: 2 years.
  • Fault Rule: Pure comparative negligence.
  • Minimum Coverage: $15,000 per person / $30,000 per accident / $5,000 property damage.

Key Facts for New Jersey Accident Claims

Statute of Limitations

2 years.

Personal injury claims

Fault System

Pure comparative negligence.

Comparative fault rules

Min. Liability Coverage

$15,000 per person / $30,000 per accident / $5,000 property damage.

State minimums

Uninsured Motorist

Must be offered unless rejected in writing.

Coverage status

Statute of Limitations in New Jersey

Comparative Fault: Pure comparative negligence. Minimum Liability Coverage: $15,000 per person / $30,000 per accident / $5,000 property damage. Uninsured Motorist: Must be offered unless rejected in writing.

Don't Wait: Evidence can disappear and memories fade. Contact an attorney as soon as possible after your accident.

New Jersey's Fault System

New Jersey applies a pure comparative negligence system. Injured parties can recover damages even if partially at fault, but compensation is reduced in proportion to the percentage of fault assigned. Accurate and detailed documentation of the accident, medical treatments, and witness accounts is critical for establishing liability and maximizing recovery under New Jersey law.

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Insurance Requirements

New Jersey drivers must carry minimum liability coverage of 15/30/5. Liability insurance protects others from bodily injury and property damage caused by your negligence. Insurers must offer uninsured motorist coverage unless rejected in writing. UM coverage is important to ensure protection against accidents involving drivers who lack sufficient insurance to cover damages.

Frequently Asked Questions

Two years from the date of the accident.

Yes, damages are reduced proportionally to your share of fault.

15/30/5 coverage.

It must be offered but may be rejected; UM coverage protects you if the at-fault driver is uninsured.

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