New York Accident Law Snapshot

New York Car Accident Claims

Legal Options After a Car Accident in New York

New York state map

Quick Facts

  • Statute: 3 years.
  • Fault Rule: Pure comparative negligence.
  • Minimum Coverage: $25,000 per person / $50,000 per accident / $10,000 property damage.

Key Facts for New York Accident Claims

Statute of Limitations

3 years.

Personal injury claims

Fault System

Pure comparative negligence.

Comparative fault rules

Min. Liability Coverage

$25,000 per person / $50,000 per accident / $10,000 property damage.

State minimums

Uninsured Motorist

Must be offered unless rejected in writing.

Coverage status

Statute of Limitations in New York

Comparative Fault: Pure comparative negligence. Minimum Liability Coverage: $25,000 per person / $50,000 per accident / $10,000 property damage. Uninsured Motorist: Must be offered unless rejected in writing.

Don't Wait: Evidence can disappear and memories fade. Contact an attorney as soon as possible after your accident.

New York's Fault System

New York uses a pure comparative negligence system. Injured parties may recover damages even if partially at fault, but compensation is reduced according to the percentage of fault. Accurate documentation and witness testimony are critical to proving liability and ensuring maximum recovery under New York law.

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Insurance Requirements

New York drivers must carry minimum liability coverage of 25/50/10. Liability insurance covers injuries and property damage caused to others. Insurers must offer uninsured motorist coverage unless rejected. UM coverage is crucial to protect victims in accidents involving uninsured or underinsured drivers.

Accident Attorneys by City

We have attorneys available throughout New York. Select your city for localized help:

Frequently Asked Questions

Three years from the date of the accident.

Yes, damages are reduced by your percentage of fault.

25/50/10 coverage.

It must be offered but may be rejected in writing; UM coverage protects you if the other driver is uninsured.

Get Help from a New York Attorney

Our New York accident attorneys are ready to fight for the compensation you deserve. Free case review, no fee unless you win.

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