Oregon Accident Law Snapshot

Oregon Car Accident Claims

Legal Options After a Car Accident in Oregon

Oregon state map

Quick Facts

  • Statute: 2 years.
  • Fault Rule: Modified comparative negligence (50% bar).
  • Minimum Coverage: $25,000 per person / $50,000 per accident / $20,000 property damage.

Key Facts for Oregon Accident Claims

Statute of Limitations

2 years.

Personal injury claims

Fault System

Modified comparative negligence (50% bar).

Comparative fault rules

Min. Liability Coverage

$25,000 per person / $50,000 per accident / $20,000 property damage.

State minimums

Uninsured Motorist

Must be offered unless rejected in writing.

Coverage status

Statute of Limitations in Oregon

Comparative Fault: Modified comparative negligence (50% bar). Minimum Liability Coverage: $25,000 per person / $50,000 per accident / $20,000 property damage. Uninsured Motorist: Must be offered unless rejected in writing.

Don't Wait: Evidence can disappear and memories fade. Contact an attorney as soon as possible after your accident.

Oregon's Fault System

Oregon uses a modified comparative negligence system with a 50% bar. Injured parties can recover damages only if they are less than 50% at fault. Compensation is reduced in proportion to the percentage of fault. Detailed documentation, including medical records and witness statements, is essential to establish liability and maximize recovery.

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Insurance Requirements

Oregon drivers must carry minimum liability coverage of 25/50/20. Liability insurance protects others from bodily injury and property damage you cause. Insurers must offer uninsured motorist coverage unless rejected. UM coverage provides critical protection in accidents involving uninsured or underinsured drivers.

Frequently Asked Questions

Two years from the date of the accident.

Yes, damages are reduced according to your percentage of fault if you are under 50% at fault.

25/50/20 coverage.

It must be offered but may be rejected; UM coverage ensures protection if the other driver lacks insurance.

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