Tennessee Accident Law Snapshot

Tennessee Car Accident Claims

Legal Options After a Car Accident in Tennessee

Tennessee state map

Quick Facts

  • Statute: 1 year.
  • Fault Rule: Modified comparative negligence (50% bar).
  • Minimum Coverage: $25,000 per person / $50,000 per accident / $25,000 property damage.

Key Facts for Tennessee Accident Claims

Statute of Limitations

1 year.

Personal injury claims

Fault System

Modified comparative negligence (50% bar).

Comparative fault rules

Min. Liability Coverage

$25,000 per person / $50,000 per accident / $25,000 property damage.

State minimums

Uninsured Motorist

Must be offered unless rejected in writing.

Coverage status

Statute of Limitations in Tennessee

Comparative Fault: Modified comparative negligence (50% bar). Minimum Liability Coverage: $25,000 per person / $50,000 per accident / $25,000 property damage. Uninsured Motorist: Must be offered unless rejected in writing.

Don't Wait: Evidence can disappear and memories fade. Contact an attorney as soon as possible after your accident.

Tennessee's Fault System

Tennessee uses a modified comparative negligence system with a 50% bar. Injured parties who are 50% or more at fault cannot recover damages. Proper documentation of accident details, medical treatments, and witness statements is essential to establish liability and maximize recovery.

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Insurance Requirements

Tennessee drivers must carry minimum liability coverage of 25/50/25. Liability insurance protects other parties from injuries and property damage you cause. Insurers must offer uninsured motorist coverage unless rejected. UM coverage ensures victims are protected financially if the at-fault driver lacks adequate insurance.

Frequently Asked Questions

One year from the date of the accident.

Yes, damages are reduced by your percentage of fault if you are under 50% at fault.

25/50/25 coverage.

It must be offered but can be rejected; UM coverage protects victims if the at-fault driver is uninsured.

Get Help from a Tennessee Attorney

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