Quick Facts
- Statute: 2 years.
- Fault Rule: Modified comparative negligence (51% bar).
- Minimum Coverage: $30,000 per person / $60,000 per accident / $25,000 property damage.
Key Facts for Texas Accident Claims
Statute of Limitations
2 years.
Personal injury claims
Fault System
Modified comparative negligence (51% bar).
Comparative fault rules
Min. Liability Coverage
$30,000 per person / $60,000 per accident / $25,000 property damage.
State minimums
Uninsured Motorist
Must be offered unless rejected in writing.
Coverage status
Statute of Limitations in Texas
Comparative Fault: Modified comparative negligence (51% bar). Minimum Liability Coverage: $30,000 per person / $60,000 per accident / $25,000 property damage. Uninsured Motorist: Must be offered unless rejected in writing.
Texas's Fault System
Texas applies a modified comparative negligence system with a 51% bar. Injured parties who are 51% or more at fault cannot recover damages. Accurate documentation of accident details, medical records, and witness statements is essential to establish fault and maximize recovery under Texas law.
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Insurance Requirements
Texas drivers must carry minimum liability coverage of 30/60/25. Liability insurance protects others from bodily injury and property damage you cause. Insurers must offer uninsured motorist coverage unless rejected. UM coverage provides essential financial protection against uninsured or underinsured drivers.
Accident Attorneys by City
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