Virginia Accident Law Snapshot

Virginia Car Accident Claims

Legal Options After a Car Accident in Virginia

Virginia state map

Quick Facts

  • Statute: 2 years.
  • Fault Rule: Modified comparative negligence (51% bar).
  • Minimum Coverage: $25,000 per person / $50,000 per accident / $20,000 property damage.

Key Facts for Virginia Accident Claims

Statute of Limitations

2 years.

Personal injury claims

Fault System

Modified comparative negligence (51% bar).

Comparative fault rules

Min. Liability Coverage

$25,000 per person / $50,000 per accident / $20,000 property damage.

State minimums

Uninsured Motorist

Must be offered unless rejected in writing.

Coverage status

Statute of Limitations in Virginia

Comparative Fault: Modified comparative negligence (51% bar). Minimum Liability Coverage: $25,000 per person / $50,000 per accident / $20,000 property damage. Uninsured Motorist: Must be offered unless rejected in writing.

Don't Wait: Evidence can disappear and memories fade. Contact an attorney as soon as possible after your accident.

Virginia's Fault System

Virginia applies a modified comparative negligence system with a 51% bar. Victims who are 51% or more at fault cannot recover damages. Accurate documentation of medical treatment, accident details, and witness testimony is essential to establish liability and maximize recovery under Virginia law.

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Insurance Requirements

Virginia drivers must carry minimum liability coverage of 25/50/20. Liability insurance protects other parties from bodily injury and property damage caused by your negligence. Insurers must offer uninsured motorist coverage unless rejected. UM coverage provides financial protection if the at-fault driver lacks sufficient insurance.

Frequently Asked Questions

Two years from the date of the accident.

Yes, as long as your fault is 50% or less; damages are reduced proportionally.

25/50/20 coverage.

It must be offered but may be rejected; UM coverage ensures protection if the other driver is uninsured.

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