Total Loss
Learn about Total Loss and your legal options after an accident.
A vehicle is considered a total loss when the cost of repairs exceeds a certain percentage of its market value. In these cases, the insurance company pays the vehicle's fair market value rather than covering repairs. Fair market value is typically determined based on comparable vehicles in the area, mileage, condition, and prior damage history. Disputes sometimes arise if the owner believes the valuation is too low. Documentation such as maintenance records and proof of recent upgrades may support a higher valuation in a total loss claim.
What This Page Covers
This page explains key legal and practical factors that can influence compensation outcomes in accident claims.
Why Documentation Matters
Medical records, wage evidence, and consistent treatment history are central to proving damages and claim value.
Were you rear-ended by another driver?
Find out how much compensation you may be entitled to.
Related Topics
Frequently Asked Questions
Get the Compensation You Deserve
Our experienced rear-end collision attorneys are ready to fight for you. No fee unless you win.