California Car Accident Claims
Legal Options After a Car Accident in California
Quick Facts
- Statute: 2 years from the date of the accident.
- Fault Rule: Pure comparative negligence.
- Minimum Coverage: $30,000 bodily injury per person / $60,000 per accident / $15,000 property damage.
Key Facts for California Accident Claims
Statute of Limitations
2 years from the date of the accident.
Personal injury claims
Fault System
Pure comparative negligence.
Comparative fault rules
Min. Liability Coverage
$30,000 bodily injury per person / $60,000 per accident / $15,000 property damage.
State minimums
Uninsured Motorist
Must be offered; optional but commonly included.
Coverage status
Statute of Limitations in California
Comparative Fault: Pure comparative negligence. Minimum Liability Coverage: $30,000 bodily injury per person / $60,000 per accident / $15,000 property damage. Uninsured Motorist: Must be offered; optional but commonly included.
California's Fault System
California operates under a pure comparative negligence system. This means you may recover damages even if you are primarily responsible for the accident. Your compensation will be reduced by your percentage of fault. For example, if you are found 70% at fault, you may still recover 30% of your damages. This system allows greater flexibility for injured parties compared to modified or contributory negligence states. However, insurance companies often attempt to increase your assigned fault to reduce payouts.
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Insurance Requirements
California requires drivers to carry minimum liability insurance of 30/60/15. This includes $30,000 for bodily injury per person, $60,000 per accident, and $15,000 for property damage. Liability insurance covers damages you cause to others. Insurers must also offer uninsured motorist coverage, though drivers may decline it in writing. Given California's high traffic volume, maintaining UM/UIM coverage can provide valuable financial protection.
Accident Attorneys by City
We have attorneys available throughout California. Select your city for localized help:
Frequently Asked Questions
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