Connecticut Car Accident Claims
Legal Options After a Car Accident in Connecticut
Quick Facts
- Statute: 2 years from the date of the accident.
- Fault Rule: Modified comparative negligence (50% bar rule).
- Minimum Coverage: $25,000 per person / $50,000 per accident / $25,000 property damage.
Key Facts for Connecticut Accident Claims
Statute of Limitations
2 years from the date of the accident.
Personal injury claims
Fault System
Modified comparative negligence (50% bar rule).
Comparative fault rules
Min. Liability Coverage
$25,000 per person / $50,000 per accident / $25,000 property damage.
State minimums
Uninsured Motorist
Must be offered unless rejected in writing.
Coverage status
Statute of Limitations in Connecticut
Comparative Fault: Modified comparative negligence (50% bar rule). Minimum Liability Coverage: $25,000 per person / $50,000 per accident / $25,000 property damage. Uninsured Motorist: Must be offered unless rejected in writing.
Connecticut's Fault System
Connecticut applies a modified comparative negligence system with a 50% bar. If an injured person is found to be 50% or more at fault, they cannot recover damages. If they are less than 50% at fault, recovery is reduced by their percentage of responsibility. This system balances accountability and fairness, but insurance companies may attempt to assign higher fault percentages to minimize payouts. Accurate evidence, including police reports and witness statements, is crucial in proving the other party's liability.
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Insurance Requirements
Connecticut drivers must carry minimum liability insurance of 25/50/25. This includes $25,000 per person for bodily injury, $50,000 per accident, and $25,000 for property damage. Liability coverage pays for injuries and damage you cause to others. Insurers must also offer uninsured motorist coverage unless you reject it in writing. Maintaining UM coverage is important, as it protects you if the at-fault driver lacks adequate insurance or coverage limits.
Frequently Asked Questions
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