Illinois Car Accident Claims
Legal Options After a Car Accident in Illinois
Quick Facts
- Statute: 2 years.
- Fault Rule: Modified comparative negligence (50% bar).
- Minimum Coverage: $25,000 bodily injury per person / $50,000 per accident / $20,000 property damage.
Key Facts for Illinois Accident Claims
Statute of Limitations
2 years.
Personal injury claims
Fault System
Modified comparative negligence (50% bar).
Comparative fault rules
Min. Liability Coverage
$25,000 bodily injury per person / $50,000 per accident / $20,000 property damage.
State minimums
Uninsured Motorist
Must be offered unless rejected in writing.
Coverage status
Statute of Limitations in Illinois
Comparative Fault: Modified comparative negligence (50% bar). Minimum Liability Coverage: $25,000 bodily injury per person / $50,000 per accident / $20,000 property damage. Uninsured Motorist: Must be offered unless rejected in writing.
Illinois's Fault System
Illinois follows a modified comparative negligence system with a 50% bar. Injured parties who are 50% or more at fault cannot recover damages. If the injured person is less than 50% at fault, their compensation is reduced by their percentage of responsibility. Proper documentation, witness accounts, and medical records are crucial to ensure fair assignment of fault and maximize recovery.
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Insurance Requirements
Illinois drivers must carry minimum liability insurance of 25/50/20. This includes $25,000 per person for bodily injury, $50,000 per accident, and $20,000 for property damage. Liability insurance pays for injuries and property damage caused to others. Insurers must also offer uninsured motorist coverage unless rejected in writing. UM coverage protects you financially if the at-fault driver does not have adequate insurance.
Accident Attorneys by City
We have attorneys available throughout Illinois. Select your city for localized help:
Frequently Asked Questions
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Our Illinois accident attorneys are ready to fight for the compensation you deserve. Free case review, no fee unless you win.
