Maryland Car Accident Claims
Legal Options After a Car Accident in Maryland
Quick Facts
- Statute: 3 years from the accident date.
- Fault Rule: Modified comparative negligence (50% bar).
- Minimum Coverage: $30,000 per person / $60,000 per accident / $15,000 property damage.
Key Facts for Maryland Accident Claims
Statute of Limitations
3 years from the accident date.
Personal injury claims
Fault System
Modified comparative negligence (50% bar).
Comparative fault rules
Min. Liability Coverage
$30,000 per person / $60,000 per accident / $15,000 property damage.
State minimums
Uninsured Motorist
Must be offered unless rejected in writing.
Coverage status
Statute of Limitations in Maryland
Comparative Fault: Modified comparative negligence (50% bar). Minimum Liability Coverage: $30,000 per person / $60,000 per accident / $15,000 property damage. Uninsured Motorist: Must be offered unless rejected in writing.
Maryland's Fault System
Maryland uses a modified comparative negligence system with a 50% bar. If an injured party is found to be 50% or more at fault, recovery is barred. If less than 50% at fault, damages are reduced by the percentage of responsibility. Proper documentation and witness testimony are critical for accurately assigning fault and maximizing compensation.
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Insurance Requirements
Maryland drivers must carry minimum liability coverage of 30/60/15. Liability insurance pays for bodily injury and property damage caused to others. Insurers must offer uninsured motorist coverage unless rejected. UM coverage is important to protect victims financially when the at-fault driver lacks adequate insurance.
Frequently Asked Questions
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