South Carolina Car Accident Claims
Legal Options After a Car Accident in South Carolina
Quick Facts
- Statute: 3 years.
- Fault Rule: Modified comparative negligence (50% bar).
- Minimum Coverage: $25,000 per person / $50,000 per accident / $25,000 property damage.
Key Facts for South Carolina Accident Claims
Statute of Limitations
3 years.
Personal injury claims
Fault System
Modified comparative negligence (50% bar).
Comparative fault rules
Min. Liability Coverage
$25,000 per person / $50,000 per accident / $25,000 property damage.
State minimums
Uninsured Motorist
Must be offered unless rejected in writing.
Coverage status
Statute of Limitations in South Carolina
Comparative Fault: Modified comparative negligence (50% bar). Minimum Liability Coverage: $25,000 per person / $50,000 per accident / $25,000 property damage. Uninsured Motorist: Must be offered unless rejected in writing.
South Carolina's Fault System
South Carolina uses a modified comparative negligence system with a 50% bar. Victims who are 50% or more at fault cannot recover damages. Accurate documentation of the accident, medical treatment, and witness accounts is essential to establish fault percentages and secure the full compensation allowed by law.
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Insurance Requirements
South Carolina drivers must carry minimum liability coverage of 25/50/25. Liability insurance protects others from injuries and property damage you cause. Insurers must offer uninsured motorist coverage unless rejected. UM coverage is critical to protect victims from drivers who lack sufficient insurance to cover damages.
Frequently Asked Questions
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